Product

Motor Vehicle Insurance

Cover options

Comprehensive protection or a more affordable third-party option.

Comprehensive cover

Insures your vehicle against, fire, theft, single vehicles accidents and third party. Cover is based on the valuation of the car and uses the rates below for annual premium calculations. Minimum of P250

Third-party only

Provides cover against third party liability. This policy does not provide direct benefit to the insured but to the damage they have caused. This cover has an annual premium of P1, 000.

Required documents

  • Registration book.
  • Receipt or affidavit of purchase value for import vehicles only.
  • Driver's license.
  • ID.

Extra support benefits

  • Medical expenses for occupants.
  • Trauma counselling support.
  • Cover for lost vehicle keys.

Motor insights

  • Restores the vehicle position before the damage occurred.
  • Comprehensive cover includes both own damage and liability themes.
  • Third-party cover is positioned as the lower-cost option.
  • Supports private and broader vehicle protection needs.
Motor Vehicle Valuation

We offer free vehicle valuation services to support onboarding for motor vehicle insurance, helping determine an appropriate insured value. Our branch offices assist customers through the process, making it easier to secure accurate cover and enjoy a smoother, more confident insurance experience

Valuation requirements

  • Registration book.
  • Receipt or affidavit of purchase value for import vehicles only.

Not sure which cover is right for you?

Let us help you choose between comprehensive and third-party motor cover.